James works with high-income professionals and couples who are earning well but can feel the gap between what they make and what they’ve actually built. He came up through Pivot’s adviser pathway, which means he learned the craft inside the business, working alongside senior advisers on plans for clients right across the Pivot client base before stepping into his own client relationships. So by the time he sits down with you, he’s already seen how the same decision plays out for a heap of people in a similar spot, and what tends to separate the ones who get ahead.

Clients value James for his straight, practical style. He’d rather show you the actual numbers behind a decision than talk around it, and he’s focused on plans that get implemented rather than plans that sit in a drawer. His view is that most high earners don’t need more information. They need a clear next step and someone in their corner to make sure it happens.

Areas of expertise

• High-income professionals and dual-income households
• Tax-effective wealth creation and investment strategy
• Property purchase, debt structuring and debt recycling
• Employer share plans and equity compensation (RSUs, ESPPs, ESOPs)
• Superannuation and long-term wealth accumulation
• Wealth protection and estate planning
• Cash flow optimisation and savings acceleration

Qualifications

• Graduate Diploma of Financial Planning – Kaplan Professional
• Bachelor of Business Leadership and Commerce (Finance Major) – Macquarie University

James’s passions: The Newcastle Knights (a proud Novocastrian, through thick and thin), getting out on the water, and a good long weekend away