We help young professionals cut through the confusion and information overload, avoid mistakes, and set up a clear and easy to follow path from where they are now to the results they want
Pivot Wealth was created to give great Financial Advice and Coaching to people still getting ahead and building their wealth. Whether you’re a young professional, executive, or business owner, we’ll help you make smart financial decisions and understand your money options – so you can get ahead before you’re too old to enjoy your lifestyle!
Our clients want to find their perfect balance between their lifestyle now and in the future – we call this your ‘Pivot Point’. Everyone’s Pivot Point is different, so we work with you to make sure you can get the most out of your lifestyle today while setting yourself up for the future!
Most people don’t really think too much about their cashflow, but what you do with your money is the area that will have the biggest impact on your overall money health. A good cashflow strategy will help you afford your next holiday faster, get into the property market, or just have some spare money to invest.
We can help you put a clear plan in place for your cashflow to make sure you pay yourself first (not just your bills and tax) so there’s always money left to use getting ahead – or for your next trip!
You probably already have some investments, whether it’s savings at the bank, your super fund, or home/investment property, how you make these investments work for you will have a big effect on your money health over time.
Getting your investments right (or wrong) can make a big difference in how quickly you get ahead with your money (or how fast you fall behind), so it’s important you get the right advice early to help you invest smarter.
There’s no doubting the dream of full home ownership is getting more and more difficult, particularly in Australia’s major cities. BUT – this doesn’t mean you can’t get there, it just means it’s more important than ever to be strategic and make sure you get it right when you buy property.
We can help you understand property investing and think big picture about your strategy to make sure you make smart decisions when you buy. We can also help you learn about different property investment strategies and how you can use leverage to get ahead faster.
You don’t want to pay more tax than you have to, and the less tax you pay the more you’ll have to spend or use to get ahead. It’s important you understand tax and how you can (legally) use the tax rules to your advantage so you can get the most out of your money.
We can help you maximise deductions, invest tax effectively, and use tax structures like superannuation and family trusts to save you tax.
We find most people are more concerned about their day-to-day than their super fund. But, the truth is the sooner you start making the right decisions with your super fund the faster this will grow and the more you’ll have in the future.
We can help you understand your options and choose the best super fund for you – so you know your money is working hard for you – not just your super company!
It’s possible for even the best of us to run into the unexpected. Insurance can replace your income if you can’t work and even provide money for the best medical care if something really serious happens.
We specialise in insurance strategies for young people and can help you understand how get the most ‘bang for your buck’ when it comes to insurance. We can even show you how you can use your super money to pay for most of your insurance cover so you can get the cover you want today and still have some money left over to get ahead.