Save more.
Invest more.
Live more.

Not making the progress you want? Feel like the only way you can get ahead is by sacrificing your lifestyle today? Overwhelmed with all the options? We've got you covered. Money Membership to grow an income from investing WITHOUT drastic lifestyle sacrifices and WITHOUT the guesswork.

Demo Demo
Tens of thousands have partnered with Pivot to make smarter money moves
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The Smart Money Accelerator isn't for
everyone. This is only for people who can
say yes to all four of the below

My income is below

$250k

I can save some money

every week

I'm between 25-45 and

want to grow my money

I'm ready to

take action

Grow your money
faster, easier, smarter

Stop wasting time with ideas that are confusing and overwhelming. The Smart Money Accelerator gives you a clear path forward, so you can make smart money moves while avoiding mistakes and setbacks.

Average Australian
Less than $1k in savings.
50% have never invested.
Saving just 2.3% of their income
66% don't feel financially secure
Members results
New average
weekly savings

$571

Collectively
Invested over

$750K

Members with Fully
automated budgets

72%

Members making
ongoing investments

77%

What you get

The Money Membership that grows with you.

Quick Tactical Money Lessons
Quick Tactical Money Lessons

Binge worthy, practical lessons and tactics to rapidly level up your money. From saving easier to investing confidently and the tools to get more from what you already have - anytime, anywhere.

Money Challenges & Rewards
Money Challenges & Rewards

Be rewarded for making progress with our Money Challenges & Rewards. Join our community, celebrate real wins, and earn rewards along the way.

Money Experts Live Q&A
Money Experts Live Q&A

Get all your money questions answered by the experts, to break down the barriers between you and the results you want.

Turn your ideas into dollars with
step-by-step Action Plans

Lazy
Banking
Replace Your Salary
Property Like A Pro
Supercharging Super
Investing For Kids
New
Releases
Lazy banking
Save Smarter, Stress Less, Spend Guilt-Free
Take control with a spending system that grows with you. Set it up once and let it work quietly in the background - saving smarter, investing faster, and building habits that last.
Flexibility That Fits Your Life
Life won't hold you back. This system adapts to your changing needs while keeping you on track. With a simple 5-step review checklist, you'll stay in control effortlessly.
Tools To Make It Happen
  • Smart Banking Framework: Build a money system tailored to you.
  • Savings Planner Tool: Save more with ease.
  • BONUS: Personalized Savings Planner Audit and Money Map to guide your next steps (Annual Members Only)
Get Started
Replace your salary
Replace Your Salary by Investing
Let your money work for you while you sleep. Follow the same step-by-step system that's helped our clients build over a billion dollars in investments. Automate your plan, grow your money, and replace your income—all without guesswork.
No More Guessing
This plan shows you exactly what to do. Learn how to pick investments that fit your goals and risk level. Whether you're new to investing or building on what you have, this system makes it easy to get started and keep growing.
Tools to Make It Happen
  • Investment Roadmap: 7-video series to build and grow your portfolio.
  • Personalized Risk Report: Don't take unnecessary risks, use the guide to pick your Investments.
  • BONUS: Emergency Fund Plan, Investing in 15-Minutes Guide, and Micro-Investing Walkthroughs to get started and stay ahead.
Get Started
Property like a Pro
Buy Property Like a Pro
Feel unstoppable knowing your money — and the bank's — are working towards your goals. Follow a clear blueprint from planning to purchase, and use the Property Cashflow Tracker to see exactly how each decision impacts your lifestyle; no guesswork or surprises.
Leverage the Dream Team
Build your property dream team to fast-track your purchase, reduce risks, and maximize the returns on every property decision. Let the experts handle the hard parts while you focus on what matters most to you.
Tools to Make It Happen
  • Property Playbook: 7 videos series guiding you through every phase.
  • Cashflow Tracker: See how properties fit your goals.
  • BONUS: 1:1 Broker Strategy Session ($990) + Mortgage Health Check ($399).
Get Started
Supercharging Super
Make Your Super Work Harder
Stop losing money to hidden fees and missed opportunities. Take control of your super with simple steps to grow your money and secure your future.
Supercharge Your Strategy
Find lost super, cut costs, and unlock advanced strategies to grow faster—without disrupting your lifestyle today.
Tools to Take Control
  • Super Setup Series & Lost Super Guide: Create a plan for 20+ years of growth and take back your share of $13 billion in unclaimed funds.
  • Advanced Super Series: Unlock smarter strategies to retire on your terms, not decades later.
  • BONUS: Fee Comparison Tool, Insurance Checklist, and Personalized Risk Report.
Get Started
Investing for Kids
Investing for Kids
Set your child up for a life of opportunities. Learn how to invest in their future without paying extra taxes or falling into costly traps.
Smart Strategies That Work
Use tax-effective methods to grow their savings and keep more of your money working toward their goals.
Flexible Goals, Big Impact

Invest for their education, first home, or a lifetime of choices. Your money will work harder today to create the freedom they'll enjoy tomorrow.

Coming in 2025

New releases
New Releases Every Month
Get monthly releases of powerful money tools and action plans—from quick tactics to full-blown strategies for investing, property buying, cash flow, super, and more. Each new release is designed to keep your momentum going, giving you all the tools, guides, and expert insights you need to hit your next financial milestone.
Yes, every month…
Fresh tactics, expert podcasts, and in-depth action plans to keep you leveling up, month after month.

Making progress is easy
when you have a step-by-step guide

Kickstart Your Money Breakthrough

Download the app and complete your Money Breakthrough Report. See where you stand, spot the roadblocks, and get clear steps to crush your goals - one stage at a time.

Smash through your Money Roadmap

Money success is a step-by-step journey, and you're in control. Choose your path from a clear menu of options—each designed to move you closer to your goals. Skip the guesswork, avoid costly mistakes, and focus on the steps that matter most to your goals.

Repeat Until Rich

Once you make progress, use the tools to assess what the smartest next step is for you. Then you can take it with confidence and keep levelling up until you get to where you want to be.

New Member Bonuses

Total bonus value: $1,987

BONUS #1
1:1 Property & Mortgage Strategy Session

Get ahead with property the smarter way. Chat with a licensed mortgage expert to learn how to build wealth through property the smart way WITHOUT paying any more than you have to.

Valued at $990
BONUS #2
Mortgage Health Check Report

Use the bank's money to grow your investments faster + save interest costs. Compare every lender in the country, and see how much you can save

Valued at $399
BONUS #3
Personalised Money Breakthrough Report

Know exactly where you are with money right now, where you are heading and what you'll need to do to close the gap.

Valued at $299
BONUS #4
Personalized Smart Money Stages Tracker

There's a lot you can do, but the order matters. Discover your best next steps to maximize your money success and cut down the time it takes to reach your goals

Valued at $299

Exclusive Bonuses For Annual Members

Total bonus value: $2,886

ANNUAL BONUS #1
$500 Credit for Personal Financial Advice
Annual Bonus #1 - $500 Credit for Personal Financial Advice

Get extra support to level up
If and when you need additional support to take your money to the next level, take advantage of this exclusive offer from Pivot Wealth, Australia's most awarded financial advice company.

$500 Value
ANNUAL BONUS #2
Savings Audit & Money Map
Annual Bonus #2 - Savings Audit & Money Map

If there is a gap, we'll spot it. If theres an opportunity for you to get more from your existing set-up, we'll call it out.

$399 Value

Flexible Memberships
that suit your needs

Lite

$79 p/m

Bonus Value: $598

Community Access
Money Tactic Episodes
Money Clips Exclusive Podcast Recordings
New Releases
BONUS #1 Personalised Money Breakthrough Report
(valued at $299)
BONUS #2 Personalised Smart Money Stages Tracker
(valued at $299)
Get Lite
#mostpopular

Pro

$99 p/m

Bonus Value: $1,987

Everything in Lite +
Unrestricted Access to the Action Plan Library + All New Releases
BONUS #1 Personalised Money Breakthrough Report
(valued at $199)
BONUS #2 Personalised Smart Money Stages Tracker
(valued at $199)
BONUS #3 1:1 Property & Mortgage Strategy Session
(valued at $990)
BONUS #4 Personal Mortgage Health Check
(valued at $399)
Get Pro

Plus

$299 p/m

Bonus Value: $1,987

Everything in Pro +
2x Money Momentum Coaching Calls
(valued at $1450 each)
BONUS #1 Personalised Money Breakthrough Report
(valued at $199)
BONUS #2 Personalised Smart Money Stages Tracker
(valued at $199)
BONUS #3 1:1 Property & Mortgage Strategy Session
(valued at $990)
BONUS #4 Personal Mortgage Health Check
(valued at $399)
Get Plus
MOST POPULAR
LITE

$79 p/m

PRO

$99 p/m

PLUS

$299 p/m

Money Tactics
Money Clips
Community Wins & Lessons
Invites To Monthly Events
Money Challenges & Rewards
ACTION PLANS
Lazy Banking
Replace Your Salary By Investing
Buy Property Like A Pro
Buying Your Dream Home
Sort Out Your Super
Supercharge Your Super
Hacking Your Money MindsetNEW RELEASENEW RELEASE
Investing For KidsNEW RELEASENEW RELEASE
COACHING
2x Money Momentum Coaching Calls-
BONUS
Personalised Money Breakthrough Report
Personalised Smart Money Stages Tracker
1:1 Property & Mortgage Strategy Session
Mortgage Health Check Report
$500 Credit For Personal Financial AdviceANNUAL ONLYANNUAL ONLY
Savings Audit & Money MapANNUAL ONLYANNUAL ONLY
Get LiteGet ProGet Plus
Close
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Our Guarantee

If you're thinking “this sounds amazing but I'm still not 100% sure”👇

We're so confident the Membership will deliver for you, that at any point over the first 7-days you do the work and you're not happy with the results - we'll gladly give you a full refund AND you can walk away with the Money Breakthrough Report AND the Smart Money Stages Tracker, which collectively are valued at $398.

We have no intention of fitting a square peg in a round hole.

I'm ready to join
Ben & Tim

“The best time to get started with your money was ten years ago. The second best time is today.”

We all wish we ALREADY had a heap of investments in place and a huge investment income that delivers the freedom to live better - especially right now. If you're feeling overwhelmed and worried about the current uncertainty in the world, we hear you, and are here for you.

We truly believe that there's never been a better (or more important) time to double down on making the smartest moves with your money. Nailing it with your money creates more options for you to create the future you want with true peace of mind.

We don't want you to look back in 1, 6 or even 12 months from now without more savings, a bigger income from investments, wondering what could've been if only you took action.

- Ben Nash & Tim Lea

I'm ready to join

Build real wealth, grow your confidence,
and take control of your money

There's no shortage of “financial experts” and “quick-fix solutions”
out there—but most of it is all talk. Advice feels overwhelming,
out of reach, and progress slow. We make money jargon free.

Enter your email here and we'll send you some Money Hacks

Frequently Asked Questions

Addressing Objections (FAQs)

What if I've never invested before?
That's okay—this membership meets you where you are today. Start small, build confidence, and scale as you grow.
This is a complete system, not just a course. You won't need to buy separate programs for shares, property, or cash flow—everything is in one place, designed to work together.
No long-term contracts—cancel anytime. But the tools and progress you unlock will keep you coming back.