The people we help are normally struggling with three main challenges:
Pivot Wealth was created to solve these problems. If this sounds like you, check out our video above to learn how to break through.
Make it easy to manage your money each day, save more and regularly direct money to strategies such as investing, buying property and paying down debt.
Get clear on your goals and targets, understand the pathways that can get you from where you are right now to exactly where you want to be, then break your path down into a clear action plan.
Invest to drive reliable, consistent progress over time and grow your assets and income. Importantly here you want to minimise your chance of loss, setbacks, and momentum killing mistakes.
We could honestly bang on all day about how good financial advice is, how it helps people, and how it can get the money you ALREADY have work harder. But I think the upside of advice is best told by someone who’s been on the journey for themselves.
Being a BOSS at business doesn’t mean you’re good with money. Or at least not naturally. Most business owners start out because they’re passionate about what they do, and when things start to go well it can very quickly get pretty complicated. But like any skill, nailing it with your money IS something you can master – with the right approach. And the right support. Stoked to see Scott and Elise share their story and some of the results they’ve been able to create by leaning in with their financial planning 🤑
If you’re at a fork in the road with your life and money and aren’t sure which option is best, check out this story. By helping Kate and Jon understand the implications of various decisions, they’ve gone from stuck and frustrated to confident and excited about their future.
By getting Sarah and her partner in control of their money ins and outs and plugging them into our team of experts, they have ticked off goal after goal and are now in a position where Sarah can take a year off work. We live for transformations like this one.
For some people, money = worry, which is where Pip was at. Through some simple structure, Pip now stresses less about money and knows her day-to-day expenses are taken care of. She’s now loving life and has a clear plan to keep kicking goals in the future.
Got solid savings but unsure what to do with them, worried that you’re missing opportunities? This is where Celso had found himself when we started working together. By giving his a “lightbulb moment”, he chose a clear path and has since confidently moved forward like a boss.
Do the short term pleasures in life look way too attractive to you? Before Pivot, James and Laura were happy, successful people but very much ‘living in the now’ with no plan for their money. They’re now focussed on the big things and seriously smashing their goals!
Erica was earning good money and saving it, but had no real clarity of what she was saving for. We’ve since helped her get excited about her savings and create the life she wants without the stress of money getting in the way.
The stress and guilt that money can cause is REAL! Before we met Lauren, she was either spending money she didn’t have or saying no and constantly feeling the #FOMO. Today, she is growing her money, guilt-free and is travelling more than ever before!
‘Hope’ just doesn’t work as a money strategy, which is what Luke and Jahna had discovered before they met us. Bringing their separate finances together, we’ve since helped them find a way to spend money on the short term and long term things that matter most to them.
Scotty hit that point when he realised that he needed to start ‘adulting’ with money. He was once a frivolous spender who used to hate thinking about money but he’s now kicking butt and not scared of the money stuff. He’s a real character; we hope you enjoy his story.
There are a lot of things you can do with your money, but where to start can be overwhelming. Our free Smart Money Quiz will help you figure out any gaps and how you can level up.
We know we can’t be all things to all people, but are happy to chat about where you’re at and the best steps to move forward. If we think we can help, we can chat about how. If we can’t, we’ll point you in the right direction.
Download the first chapter of Ben’s Amazon best-selling book, Get Unstuck: Your guide to creating a life not limited by money.
Creating a money plan is easy, but building one that ACTUALLY works is a whole other level. Our process is built to put you in the driver’s seat and empower you to make the best money choices for YOU, to do this with TOTAL confidence, and most importantly to get real RESULTS.
For too long, financial planning and financial advice have put financial products ahead of strategy. Not us. At Pivot, we focus on building a plan that helps you find the perfect balance between getting ahead with money WHILE you live an epic lifestyle.
We help you set up a clear and easy to follow plan or pathway from where you are today to exactly where you want to be. Then we work with you over time to make sure the plan comes together, so you get results.
We know a financial plan is not the desired outcome or result of a financial planning process, so we put RESULTS at the core of what we do. It’s why our process is a little more involved than most, and it’s also why we’re one of the highest touch advice businesses in Australia. We’re proud to be results driven.
If you’re working for a startup or listed company, it’s common to be offered stock by your employer, but the jargon can be super confusing. RSU schemes, ESPP offers, ESS, DDS payments, PAYG installments (urrgghhh) the list goes on. These terms are enough to boggle the mind of even the most detail-focused engineer, let alone the average punter.
And the strategy options can be numerous and complicated. Do you sell, buy more, wait for the long term gain, diversify, or go all in…? Each option has pros and cons, and should be understood so that when you make your choice, you’re confident you’ve make the right one.
Employer share schemes are a MASSIVE opportunity, and if you use them to your advantage, they can set up your future. But you need to know the rules of the game. We can help you maximise your employer share schemes and get smarter with how you manage your share tax, so you can make the most of the money on the table.
In Australia, we pay a sh!tload of tax. But if you know the rules of the game and how to use them to your advantage, you can cut your tax bill (legally) and keep more of your hard-earned income so you can use it to get ahead.
When we help people invest, buy property, pay down debt, or prepare for their future, we make sure you’re being tax-efficient. This helps you build your money momentum faster so you can get where you want to be sooner.
The tax rules can be super complicated, but we break down the concepts and educate you so that you’re empowered to make tax smart choices with confidence. We’ve also got systems that can make it easier to manage your tax reporting and work with your tax accountant.
We work with all your other professionals such as accountants, mortgage brokers and lawyers to get everyone on the same page, make sure you’re getting looked after, and save you time. We also work as a financial interpreter when needed with these professionals to help you cut through the confusion.
Because we’re across every element of your money strategy, we can identify any gaps or areas you might need help. Then we can make sure the gaps get filled.
If you don’t already have a team of experts in these areas or if there are any gaps, we have an epic network of great professionals we can introduce you to. These businesses are independent of Pivot, but we’ve pre-screened them so you know you’ll get the right support AND great service.
We get it. Your business is your baby. And running your own business can open up a bunch of ways to accelerate how quickly you get ahead, but only if you know how to use the rules to your advantage. Growing a business is enough work, and it can be hard to find extra time to focus on your personal financial wellbeing. That’s where we can help.
We help business owners structure things to maximise every opportunity available to them, leverage the rules to (legally) get ahead faster, and make sure the foundations of your personal wealth are rock solid. We also help by working with your other finance professionals to save you a bunch of time along the way.
We’ve seen all the mistakes and know how to help you avoid them, allowing you to get ahead with confidence and reduce stress related to your finances.
Property is an area that can have a HUGE impact on how quickly you get ahead (or how fast you fall behind). We can help you buy property the smart way so you get ahead without overextending yourself and becoming a slave to your mortgage.
We can help you understand property investing so you make better decisions when you buy. By managing risk in your property purchase, you won’t have to make drastic lifestyle sacrifices just to get on the property ladder.
We can also help by guiding you through the property buying process so you’re taking the right steps at the right time and making buying property as simple as possible. As one of the biggest calls you make with your money, it’s important to take some of the emotion and stress out of buying property.
When you don’t have much experience with investing, it seems super scary. You don’t want to make a dumb decision and lose your hard earned cash, so most people put investing in the too hard basket, do nothing, and miss out on the opportunity to get their savings working harder for them.
We can help you get started with investing on the right foot so you get results and start building your money momentum.
The way most people manage their spending, saving, and banking is complicated, time consuming, and doesn’t get results. When you’re young and trying to build your assets and investments, how much you spend and save is the area that has the biggest impact on how quickly you get ahead. But it’s not easy…
We can help you make it easy to save, increase your ‘guilt-free’ spending, and save a bunch of time managing your money.
We get it… superannuation is boring and something that your parents need to think about, not you. You can’t touch it for a few decades, so you’ll worry about it when that time comes. If this sounds like you, think again. Making little changes to your super now can make a HUGE difference over the long term. It’s worth your focus.
We can help you get the fundamentals right and set your super up properly so you don’t pay too much or miss out on opportunities to grow your wealth.
